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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,303 | $169,336-86.8% | $129,384-82.8% | $145,884-84.7% |
| Participation rate | 57.1% | 76.5%-19.4pp | 69.6%-12.5pp | 80.3%-23.2pp |
| Annual return | 10.74% | 14408.70%-14398.0pp | 9461.77%-9451.0pp | 551.85%-541.1pp |
| Employer contribution / active EE | $510 | $5,540-90.8% | $4,153-87.7% | $4,662-89.1% |
| Participant deferral / active EE | $2,635 | $4,985-47.1% | $4,166-36.7% | $6,690-60.6% |
| Admin fee / account holder | $364 | $9,912-96.3% | $7,686-95.3% | $13,392-97.3% |