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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,841 | $160,040+43.6% | $147,096+56.3% | $145,877+57.6% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 20.86% | 98.49%-77.6pp | 419.75%-398.9pp | 551.28%-530.4pp |
| Employer contribution / active EE | $3,682 | $5,289-30.4% | $4,936-25.4% | $4,663-21.0% |
| Participant deferral / active EE | $1,125 | $8,429-86.7% | $8,071-86.1% | $6,691-83.2% |
| Admin fee / account holder | $2,370 | $15,050-84.3% | $13,005-81.8% | $13,402-82.3% |