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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,751 | $126,113+90.1% | $116,096+106.5% | $155,188+54.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 10.55% | 391.72%-381.2pp | 326.25%-315.7pp | 148.84%-138.3pp |
| Employer contribution / active EE | $1,504 | $2,672-43.7% | $2,503-39.9% | $4,248-64.6% |
| Participant deferral / active EE | $4,837 | $4,162+16.2% | $3,952+22.4% | $6,531-25.9% |
| Admin fee / account holder | $8,477 | $8,045+5.4% | $7,704+10.0% | $14,480-41.5% |