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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,470 | $94,436-25.4% | $115,599-39.0% | $82,637-14.7% |
| Participation rate | 79.5% | 70.4%+9.1pp | 74.3%+5.2pp | 68.1%+11.4pp |
| Annual return | 14.87% | 18.37%-3.5pp | 111.10%-96.2pp | 53.51%-38.6pp |
| Employer contribution / active EE | $2,059 | $2,324-11.4% | $2,955-30.3% | $2,552-19.3% |
| Participant deferral / active EE | $3,979 | $3,955+0.6% | $4,889-18.6% | $4,126-3.6% |
| Admin fee / account holder | $2,944 | $10,328-71.5% | $12,841-77.1% | $7,339-59.9% |