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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,360 | $142,354+17.6% | $125,529+33.3% | $155,188+7.8% |
| Participation rate | 70.0% | 78.1%-8.1pp | 74.7%-4.7pp | 80.8%-10.8pp |
| Annual return | 17.08% | 306.06%-289.0pp | 202.56%-185.5pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,337 | $3,501-61.8% | $3,058-56.3% | $4,248-68.5% |
| Participant deferral / active EE | $4,517 | $5,491-17.7% | $4,813-6.2% | $6,531-30.8% |
| Admin fee / account holder | $1,385 | $19,392-92.9% | $16,298-91.5% | $14,480-90.4% |