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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,179 | $106,749-66.1% | $145,433-75.1% | $82,448-56.1% |
| Participation rate | 77.5% | 75.6%+1.9pp | 82.1%-4.6pp | 68.1%+9.4pp |
| Annual return | 8.04% | 27.59%-19.5pp | 66.58%-58.5pp | 41.64%-33.6pp |
| Employer contribution / active EE | $5,567 | $3,444+61.6% | $4,554+22.2% | $2,551+118.2% |
| Participant deferral / active EE | $2,472 | $6,519-62.1% | $7,897-68.7% | $4,139-40.3% |
| Admin fee / account holder | $60,626 | $8,390+622.6% | $13,129+361.8% | $7,234+738.0% |