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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,130 | $210,698-1.7% | $178,014+16.4% | $145,959+41.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 4.69% | 386.27%-381.6pp | 294.80%-290.1pp | 561.95%-557.3pp |
| Employer contribution / active EE | $13,062 | $4,567+186.0% | $3,950+230.7% | $4,661+180.2% |
| Participant deferral / active EE | $11,636 | $6,958+67.2% | $6,276+85.4% | $6,689+74.0% |
| Admin fee / account holder | $7,002 | $12,016-41.7% | $10,362-32.4% | $13,398-47.7% |