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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,130 | $211,224-1.9% | $178,505+16.0% | $145,897+42.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 4.69% | 30.28%-25.6pp | 27.16%-22.5pp | 552.29%-547.6pp |
| Employer contribution / active EE | $13,062 | $4,577+185.4% | $3,955+230.2% | $4,663+180.1% |
| Participant deferral / active EE | $11,636 | $6,966+67.0% | $6,280+85.3% | $6,689+73.9% |
| Admin fee / account holder | $7,002 | $12,109-42.2% | $10,428-32.8% | $13,390-47.7% |