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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,096 | $110,039-85.4% | $97,260-83.5% | $145,884-89.0% |
| Participation rate | 47.4% | 75.9%-28.5pp | 72.7%-25.3pp | 80.3%-32.9pp |
| Annual return | 15.84% | 244.44%-228.6pp | 75.54%-59.7pp | 551.85%-536.0pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $943 | $4,674-79.8% | $4,262-77.9% | $6,690-85.9% |
| Admin fee / account holder | $2 | $6,204-100.0% | $5,640-100.0% | $13,392-100.0% |