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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,510 | $101,618-76.9% | $93,063-74.7% | $137,256-82.9% |
| Participation rate | 57.9% | 74.9%-17.0pp | 72.1%-14.2pp | 80.0%-22.1pp |
| Annual return | 16.06% | 223.95%-207.9pp | 34.15%-18.1pp | 220.34%-204.3pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,576 | $4,279+6.9% | $3,958+15.6% | $6,407-28.6% |
| Admin fee / account holder | $52 | $6,198-99.2% | $6,033-99.1% | $12,270-99.6% |