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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,259 | $160,028+3.9% | $147,080+13.0% | $145,884+14.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 272.81% | 98.60%+174.2pp | 420.17%-147.4pp | 551.85%-279.0pp |
| Employer contribution / active EE | $9,125 | $5,286+72.6% | $4,933+85.0% | $4,662+95.7% |
| Participant deferral / active EE | $13,267 | $8,422+57.5% | $8,066+64.5% | $6,690+98.3% |
| Admin fee / account holder | $303 | $15,030-98.0% | $12,989-97.7% | $13,392-97.7% |