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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,403 | $100,073-67.6% | $85,126-61.9% | $145,877-77.8% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 7.92% | 84.11%-76.2pp | 66.63%-58.7pp | 551.28%-543.4pp |
| Employer contribution / active EE | $1,486 | $3,236-54.1% | $2,731-45.6% | $4,663-68.1% |
| Participant deferral / active EE | $1,486 | $5,294-71.9% | $4,523-67.1% | $6,691-77.8% |
| Admin fee / account holder | $416,189 | $7,261+5631.8% | $6,160+6656.0% | $13,402+3005.4% |