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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,403 | $99,995-67.6% | $85,063-61.9% | $145,978-77.8% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 7.92% | 83.99%-76.1pp | 66.54%-58.6pp | 550.52%-542.6pp |
| Employer contribution / active EE | $1,486 | $3,231-54.0% | $2,727-45.5% | $4,662-68.1% |
| Participant deferral / active EE | $1,486 | $5,295-71.9% | $4,523-67.1% | $6,690-77.8% |
| Admin fee / account holder | $416,189 | $7,255+5636.7% | $6,155+6661.7% | $13,400+3005.8% |