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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,217 | $160,040+47.0% | $147,096+59.9% | $145,877+61.2% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 15.99% | 98.49%-82.5pp | 419.75%-403.8pp | 551.28%-535.3pp |
| Employer contribution / active EE | $2,859 | $5,289-46.0% | $4,936-42.1% | $4,663-38.7% |
| Participant deferral / active EE | $5,161 | $8,429-38.8% | $8,071-36.1% | $6,691-22.9% |
| Admin fee / account holder | $28,373 | $15,050+88.5% | $13,005+118.2% | $13,402+111.7% |