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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,217 | $160,028+47.0% | $147,080+59.9% | $145,884+61.2% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 15.99% | 98.60%-82.6pp | 420.17%-404.2pp | 551.85%-535.9pp |
| Employer contribution / active EE | $2,859 | $5,286-45.9% | $4,933-42.1% | $4,662-38.7% |
| Participant deferral / active EE | $5,161 | $8,422-38.7% | $8,066-36.0% | $6,690-22.9% |
| Admin fee / account holder | $28,373 | $15,030+88.8% | $12,989+118.4% | $13,392+111.9% |