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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,499 | $100,139+158.1% | $85,187+203.4% | $145,884+77.2% |
| Participation rate | 90.5% | 74.1%+16.4pp | 67.5%+23.0pp | 80.3%+10.2pp |
| Annual return | 7.69% | 84.15%-76.5pp | 66.67%-59.0pp | 551.85%-544.2pp |
| Employer contribution / active EE | $9,925 | $3,238+206.5% | $2,732+263.2% | $4,662+112.9% |
| Participant deferral / active EE | $4,446 | $5,296-16.1% | $4,525-1.8% | $6,690-33.5% |
| Admin fee / account holder | $1,110 | $7,262-84.7% | $6,162-82.0% | $13,392-91.7% |