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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,220 | $160,028-48.0% | $147,080-43.4% | $145,884-43.0% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 8.73% | 98.60%-89.9pp | 420.17%-411.4pp | 551.85%-543.1pp |
| Employer contribution / active EE | $7,152 | $5,286+35.3% | $4,933+45.0% | $4,662+53.4% |
| Participant deferral / active EE | $6,999 | $8,422-16.9% | $8,066-13.2% | $6,690+4.6% |
| Admin fee / account holder | $16,602 | $15,030+10.5% | $12,989+27.8% | $13,392+24.0% |