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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,220 | $160,040-48.0% | $147,096-43.4% | $145,877-43.0% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 8.73% | 98.49%-89.8pp | 419.75%-411.0pp | 551.28%-542.6pp |
| Employer contribution / active EE | $7,152 | $5,289+35.2% | $4,936+44.9% | $4,663+53.4% |
| Participant deferral / active EE | $6,999 | $8,429-17.0% | $8,071-13.3% | $6,691+4.6% |
| Admin fee / account holder | $16,602 | $15,050+10.3% | $13,005+27.7% | $13,402+23.9% |