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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,817 | $201,372+91.1% | $184,260+108.8% | $145,884+163.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.56% | 29.04%-13.5pp | 28.84%-13.3pp | 551.85%-536.3pp |
| Employer contribution / active EE | $6,386 | $7,024-9.1% | $6,427-0.6% | $4,662+37.0% |
| Participant deferral / active EE | $14,864 | $9,808+51.6% | $9,133+62.8% | $6,690+122.2% |
| Admin fee / account holder | $3,605 | $16,362-78.0% | $13,898-74.1% | $13,392-73.1% |