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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,660 | $93,345+75.3% | $119,126+37.4% | $87,485+87.1% |
| Participation rate | 77.8% | 68.7%+9.0pp | 75.8%+2.0pp | 68.9%+8.8pp |
| Annual return | 17.40% | 19.08%-1.7pp | 282.11%-264.7pp | 26.06%-8.7pp |
| Employer contribution / active EE | $4,715 | $3,172+48.7% | $4,034+16.9% | $2,596+81.6% |
| Participant deferral / active EE | $10,991 | $4,099+168.2% | $5,318+106.7% | $4,274+157.2% |
| Admin fee / account holder | $1,049 | $8,039-87.0% | $10,693-90.2% | $7,775-86.5% |