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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,660 | $88,672+84.6% | $105,223+55.5% | $82,448+98.5% |
| Participation rate | 77.8% | 67.9%+9.9pp | 75.0%+2.7pp | 68.1%+9.7pp |
| Annual return | 17.40% | 30.86%-13.5pp | 180.65%-163.2pp | 41.64%-24.2pp |
| Employer contribution / active EE | $4,715 | $3,048+54.7% | $3,689+27.8% | $2,551+84.9% |
| Participant deferral / active EE | $10,991 | $4,036+172.3% | $5,072+116.7% | $4,139+165.5% |
| Admin fee / account holder | $1,049 | $7,146-85.3% | $8,859-88.2% | $7,234-85.5% |