Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,869 | $83,843-66.8% | $123,973-77.5% | $65,306-57.3% |
| Participation rate | 32.9% | 56.0%-23.1pp | 76.7%-43.7pp | 57.7%-24.8pp |
| Annual return | 20.14% | 19.87%+0.3pp | 388.13%-368.0pp | 21.94%-1.8pp |
| Employer contribution / active EE | $324 | $2,873-88.7% | $4,126-92.2% | $1,967-83.5% |
| Participant deferral / active EE | $1,747 | $2,997-41.7% | $5,247-66.7% | $2,959-41.0% |
| Admin fee / account holder | $2,304 | $4,735-51.3% | $11,799-80.5% | $3,480-33.8% |