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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,294 | $172,111+13.5% | $150,298+29.9% | $137,256+42.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.12% | 69.37%-59.3pp | 62.79%-52.7pp | 220.34%-210.2pp |
| Employer contribution / active EE | $17,523 | $4,636+277.9% | $4,154+321.8% | $4,156+321.6% |
| Participant deferral / active EE | $12,200 | $6,166+97.9% | $5,453+123.7% | $6,407+90.4% |
| Admin fee / account holder | $6,880 | $16,471-58.2% | $14,116-51.3% | $12,270-43.9% |