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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,117 | $110,379+49.6% | $102,412+61.2% | $145,884+13.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.84% | 24.84%-14.0pp | 24.94%-14.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $8,389 | $4,216+99.0% | $3,870+116.8% | $4,662+79.9% |
| Participant deferral / active EE | $10,138 | $5,622+80.3% | $5,060+100.4% | $6,690+51.6% |
| Admin fee / account holder | $441 | $9,745-95.5% | $8,388-94.7% | $13,392-96.7% |