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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,654 | $55,889+158.8% | $76,119+90.0% | $80,935+78.7% |
| Participation rate | 33.3% | 62.1%-28.7pp | 69.1%-35.7pp | 67.7%-34.3pp |
| Annual return | 14.07% | 20.58%-6.5pp | 361.25%-347.2pp | 35.66%-21.6pp |
| Employer contribution / active EE | $3,504 | $1,866+87.8% | $2,693+30.1% | $2,757+27.1% |
| Participant deferral / active EE | $1,212 | $3,051-60.3% | $4,259-71.6% | $4,299-71.8% |
| Admin fee / account holder | $8,050 | $5,241+53.6% | $6,421+25.4% | $6,924+16.3% |