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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,654 | $56,060+158.0% | $76,002+90.3% | $80,874+78.9% |
| Participation rate | 33.3% | 62.0%-28.7pp | 69.1%-35.7pp | 67.6%-34.3pp |
| Annual return | 14.07% | 20.54%-6.5pp | 360.07%-346.0pp | 35.62%-21.5pp |
| Employer contribution / active EE | $3,504 | $1,873+87.0% | $2,688+30.3% | $2,756+27.2% |
| Participant deferral / active EE | $1,212 | $3,051-60.3% | $4,257-71.5% | $4,297-71.8% |
| Admin fee / account holder | $8,050 | $5,237+53.7% | $6,414+25.5% | $6,935+16.1% |