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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,996 | $106,524+1.4% | $152,301-29.1% | $87,485+23.4% |
| Participation rate | 92.7% | 75.8%+17.0pp | 82.4%+10.3pp | 68.9%+23.8pp |
| Annual return | 13.93% | 26.89%-13.0pp | 80.50%-66.6pp | 26.06%-12.1pp |
| Employer contribution / active EE | $3,810 | $3,371+13.0% | $4,624-17.6% | $2,596+46.8% |
| Participant deferral / active EE | $7,882 | $6,525+20.8% | $8,004-1.5% | $4,274+84.4% |
| Admin fee / account holder | $7,455 | $8,287-10.0% | $14,398-48.2% | $7,775-4.1% |