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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,832 | $102,385-17.1% | $147,080-42.3% | $80,935+4.8% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 9.77% | 135.09%-125.3pp | 420.17%-410.4pp | 35.66%-25.9pp |
| Employer contribution / active EE | $3,397 | $3,717-8.6% | $4,933-31.1% | $2,757+23.2% |
| Participant deferral / active EE | $8,385 | $6,651+26.1% | $8,066+4.0% | $4,299+95.0% |
| Admin fee / account holder | $2,269 | $7,951-71.5% | $12,989-82.5% | $6,924-67.2% |