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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,627 | $126,661+59.2% | $113,397+77.8% | $138,895+45.2% |
| Participation rate | 70.0% | 79.4%-9.4pp | 76.5%-6.5pp | 79.9%-9.9pp |
| Annual return | 11.62% | 25.05%-13.4pp | 23.20%-11.6pp | 145.39%-133.8pp |
| Employer contribution / active EE | $1,474 | $3,456-57.4% | $2,977-50.5% | $4,194-64.9% |
| Participant deferral / active EE | $7,161 | $5,693+25.8% | $5,076+41.1% | $6,396+12.0% |
| Admin fee / account holder | $19,510 | $14,549+34.1% | $11,957+63.2% | $12,562+55.3% |