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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,627 | $136,860+47.3% | $120,344+67.5% | $154,746+30.3% |
| Participation rate | 70.0% | 79.9%-9.9pp | 76.7%-6.7pp | 80.7%-10.7pp |
| Annual return | 11.62% | 21.38%-9.8pp | 20.30%-8.7pp | 172.34%-160.7pp |
| Employer contribution / active EE | $1,474 | $3,533-58.3% | $3,020-51.2% | $4,379-66.4% |
| Participant deferral / active EE | $7,161 | $5,793+23.6% | $5,135+39.5% | $6,730+6.4% |
| Admin fee / account holder | $19,510 | $15,393+26.7% | $12,742+53.1% | $14,365+35.8% |