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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,483 | $126,661-8.0% | $113,397+2.7% | $138,895-16.1% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.5%-36.5pp | 79.9%-39.9pp |
| Annual return | 20.15% | 25.05%-4.9pp | 23.20%-3.0pp | 145.39%-125.2pp |
| Employer contribution / active EE | $1,871 | $3,456-45.9% | $2,977-37.2% | $4,194-55.4% |
| Participant deferral / active EE | $5,252 | $5,693-7.7% | $5,076+3.4% | $6,396-17.9% |
| Admin fee / account holder | $1,280 | $14,549-91.2% | $11,957-89.3% | $12,562-89.8% |