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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,195 | $124,425+68.9% | $112,040+87.6% | $137,256+53.1% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 14.08% | 24.72%-10.6pp | 24.52%-10.4pp | 220.34%-206.3pp |
| Employer contribution / active EE | $5,463 | $3,411+60.1% | $2,954+84.9% | $4,156+31.4% |
| Participant deferral / active EE | $12,168 | $5,718+112.8% | $5,098+138.7% | $6,407+89.9% |
| Admin fee / account holder | $2,857 | $15,207-81.2% | $12,098-76.4% | $12,270-76.7% |