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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,035 | $101,798+16.9% | $165,071-27.9% | $80,935+47.1% |
| Participation rate | 73.8% | 71.8%+2.0pp | 78.6%-4.8pp | 67.7%+6.1pp |
| Annual return | 12.36% | 16.73%-4.4pp | 70.17%-57.8pp | 35.66%-23.3pp |
| Employer contribution / active EE | $916 | $2,954-69.0% | $4,347-78.9% | $2,757-66.8% |
| Participant deferral / active EE | $2,899 | $4,476-35.2% | $6,035-52.0% | $4,299-32.6% |
| Admin fee / account holder | $5,222 | $8,221-36.5% | $12,695-58.9% | $6,924-24.6% |