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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,528 | $63,703+20.1% | $93,063-17.8% | $82,448-7.2% |
| Participation rate | 57.1% | 63.8%-6.7pp | 72.1%-15.0pp | 68.1%-10.9pp |
| Annual return | 16.10% | -775.43%+791.5pp | 34.15%-18.1pp | 41.64%-25.5pp |
| Employer contribution / active EE | $1,078 | $1,729-37.6% | $2,476-56.5% | $2,551-57.7% |
| Participant deferral / active EE | $2,701 | $2,919-7.5% | $3,958-31.8% | $4,139-34.8% |
| Admin fee / account holder | $12,138 | $5,982+102.9% | $6,033+101.2% | $7,234+67.8% |