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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,879 | $124,425-64.7% | $112,040-60.8% | $137,256-68.0% |
| Participation rate | 90.5% | 79.3%+11.2pp | 76.5%+14.0pp | 80.0%+10.5pp |
| Annual return | 7.09% | 24.72%-17.6pp | 24.52%-17.4pp | 220.34%-213.2pp |
| Employer contribution / active EE | $3,224 | $3,411-5.5% | $2,954+9.2% | $4,156-22.4% |
| Participant deferral / active EE | $4,078 | $5,718-28.7% | $5,098-20.0% | $6,407-36.4% |
| Admin fee / account holder | $10,994 | $15,207-27.7% | $12,098-9.1% | $12,270-10.4% |