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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,879 | $126,661-65.4% | $113,397-61.3% | $138,895-68.4% |
| Participation rate | 90.5% | 79.4%+11.0pp | 76.5%+14.0pp | 79.9%+10.6pp |
| Annual return | 7.09% | 25.05%-18.0pp | 23.20%-16.1pp | 145.39%-138.3pp |
| Employer contribution / active EE | $3,224 | $3,456-6.7% | $2,977+8.3% | $4,194-23.1% |
| Participant deferral / active EE | $4,078 | $5,693-28.4% | $5,076-19.7% | $6,396-36.2% |
| Admin fee / account holder | $10,994 | $14,549-24.4% | $11,957-8.1% | $12,562-12.5% |