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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,915 | $112,729-93.0% | $98,716-92.0% | $137,256-94.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.30% | 38.48%-22.2pp | 31.81%-15.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $285 | $2,725-89.6% | $2,279-87.5% | $4,156-93.2% |
| Participant deferral / active EE | $1,706 | $4,640-63.2% | $4,048-57.9% | $6,407-73.4% |
| Admin fee / account holder | $426 | $10,129-95.8% | $8,703-95.1% | $12,270-96.5% |