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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,356 | $199,109+94.0% | $173,730+122.4% | $154,746+149.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 98.94% | 20.02%+78.9pp | 19.96%+79.0pp | 172.34%-73.4pp |
| Employer contribution / active EE | $15,006 | $5,311+182.5% | $4,577+227.8% | $4,379+242.7% |
| Participant deferral / active EE | $14,720 | $7,113+107.0% | $6,326+132.7% | $6,730+118.7% |
| Admin fee / account holder | $2,419 | $20,916-88.4% | $17,523-86.2% | $14,365-83.2% |