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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,100 | $160,040+81.3% | $147,096+97.2% | $145,877+98.9% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 7.20% | 98.49%-91.3pp | 419.75%-412.5pp | 551.28%-544.1pp |
| Employer contribution / active EE | $8,334 | $5,289+57.6% | $4,936+68.9% | $4,663+78.7% |
| Participant deferral / active EE | $5,642 | $8,429-33.1% | $8,071-30.1% | $6,691-15.7% |
| Admin fee / account holder | $104,248 | $15,050+592.7% | $13,005+701.6% | $13,402+677.8% |