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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,252 | $211,224-65.8% | $178,505-59.5% | $145,897-50.5% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 15.66% | 30.28%-14.6pp | 27.16%-11.5pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,535 | $4,577-44.6% | $3,955-35.9% | $4,663-45.6% |
| Participant deferral / active EE | $5,752 | $6,966-17.4% | $6,280-8.4% | $6,689-14.0% |
| Admin fee / account holder | $2,647 | $12,109-78.1% | $10,428-74.6% | $13,390-80.2% |