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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,227 | $208,088-56.6% | $186,193-51.5% | $154,746-41.7% |
| Participation rate | 71.4% | 80.0%-8.6pp | 77.1%-5.7pp | 80.7%-9.3pp |
| Annual return | 16.44% | 89.97%-73.5pp | 78.03%-61.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $2,218 | $4,340-48.9% | $3,918-43.4% | $4,379-49.3% |
| Participant deferral / active EE | $4,879 | $7,078-31.1% | $6,513-25.1% | $6,730-27.5% |
| Admin fee / account holder | $1,159 | $11,698-90.1% | $11,058-89.5% | $14,365-91.9% |