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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,227 | $180,749-50.1% | $160,784-43.9% | $137,256-34.3% |
| Participation rate | 71.4% | 80.0%-8.5pp | 77.0%-5.5pp | 80.0%-8.5pp |
| Annual return | 16.44% | 2234.46%-2218.0pp | 1803.92%-1787.5pp | 220.34%-203.9pp |
| Employer contribution / active EE | $2,218 | $4,155-46.6% | $3,733-40.6% | $4,156-46.6% |
| Participant deferral / active EE | $4,879 | $6,844-28.7% | $6,293-22.5% | $6,407-23.8% |
| Admin fee / account holder | $1,159 | $10,397-88.9% | $9,717-88.1% | $12,270-90.6% |