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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,222 | $75,058+22.9% | $152,301-39.4% | $64,340+43.3% |
| Participation rate | 93.3% | 60.9%+32.4pp | 82.4%+10.9pp | 55.2%+38.1pp |
| Annual return | 17.90% | 29.93%-12.0pp | 80.50%-62.6pp | 24.14%-6.2pp |
| Employer contribution / active EE | $2,155 | $2,605-17.2% | $4,624-53.4% | $1,862+15.8% |
| Participant deferral / active EE | $7,615 | $5,041+51.1% | $8,004-4.9% | $2,980+155.5% |
| Admin fee / account holder | $22 | $4,050-99.5% | $14,398-99.8% | $3,703-99.4% |