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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,222 | $88,360+4.4% | $145,433-36.6% | $67,986+35.6% |
| Participation rate | 93.3% | 65.5%+27.9pp | 82.1%+11.2pp | 57.2%+36.1pp |
| Annual return | 17.90% | 63.15%-45.3pp | 66.58%-48.7pp | 31.67%-13.8pp |
| Employer contribution / active EE | $2,155 | $3,054-29.4% | $4,554-52.7% | $2,019+6.8% |
| Participant deferral / active EE | $7,615 | $5,932+28.4% | $7,897-3.6% | $3,358+126.8% |
| Admin fee / account holder | $22 | $3,313-99.3% | $13,129-99.8% | $3,203-99.3% |