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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,404 | $58,258+86.1% | $81,820+32.5% | $80,925+34.0% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 8.45% | 41.76%-33.3pp | 777.93%-769.5pp | 35.65%-27.2pp |
| Employer contribution / active EE | $7,735 | $2,345+229.8% | $2,915+165.4% | $2,756+180.7% |
| Participant deferral / active EE | $7,174 | $3,284+118.5% | $4,323+66.0% | $4,299+66.9% |
| Admin fee / account holder | $37,882 | $4,976+661.2% | $7,391+412.6% | $6,940+445.8% |