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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,404 | $58,311+85.9% | $81,882+32.4% | $80,959+33.9% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 8.45% | 41.85%-33.4pp | 779.47%-771.0pp | 35.67%-27.2pp |
| Employer contribution / active EE | $7,735 | $2,347+229.6% | $2,916+165.3% | $2,757+180.6% |
| Participant deferral / active EE | $7,174 | $3,287+118.3% | $4,323+66.0% | $4,300+66.8% |
| Admin fee / account holder | $37,882 | $4,752+697.2% | $7,360+414.7% | $6,925+447.0% |