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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,640 | $43,730+34.1% | $66,674-12.0% | $64,097-8.5% |
| Participation rate | 32.4% | 50.7%-18.4pp | 73.7%-41.3pp | 55.2%-22.8pp |
| Annual return | 14.89% | 53.62%-38.7pp | 321.24%-306.4pp | 34.64%-19.8pp |
| Employer contribution / active EE | $796 | $1,673-52.4% | $2,620-69.6% | $1,891-57.9% |
| Participant deferral / active EE | $2,070 | $2,122-2.4% | $4,084-49.3% | $3,080-32.8% |
| Admin fee / account holder | $6,450 | $2,708+138.2% | $5,098+26.5% | $3,454+86.7% |