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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,995 | $138,386-73.3% | $184,260-79.9% | $80,935-54.3% |
| Participation rate | 84.6% | 83.9%+0.7pp | 86.8%-2.2pp | 67.7%+17.0pp |
| Annual return | 16.97% | 20.02%-3.1pp | 28.84%-11.9pp | 35.66%-18.7pp |
| Employer contribution / active EE | $5,833 | $4,851+20.3% | $6,427-9.2% | $2,757+111.6% |
| Participant deferral / active EE | $8,327 | $7,076+17.7% | $9,133-8.8% | $4,299+93.7% |
| Admin fee / account holder | $1,813 | $10,489-82.7% | $13,898-87.0% | $6,924-73.8% |