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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,785 | $171,492-50.0% | $150,734-43.1% | $198,609-56.8% |
| Participation rate | 86.7% | 81.4%+5.3pp | 78.4%+8.2pp | 82.4%+4.3pp |
| Annual return | 15.43% | 804.70%-789.3pp | 600.81%-585.4pp | 202.70%-187.3pp |
| Employer contribution / active EE | $10,819 | $5,470+97.8% | $4,918+120.0% | $5,055+114.0% |
| Participant deferral / active EE | $7,157 | $6,259+14.4% | $5,610+27.6% | $6,977+2.6% |
| Admin fee / account holder | $888 | $17,628-95.0% | $14,905-94.0% | $19,030-95.3% |