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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,785 | $129,737-33.9% | $119,126-28.0% | $154,746-44.6% |
| Participation rate | 86.7% | 78.9%+7.8pp | 75.8%+10.9pp | 80.7%+6.0pp |
| Annual return | 15.43% | 379.08%-363.6pp | 282.11%-266.7pp | 172.34%-156.9pp |
| Employer contribution / active EE | $10,819 | $4,375+147.3% | $4,034+168.2% | $4,379+147.1% |
| Participant deferral / active EE | $7,157 | $5,842+22.5% | $5,318+34.6% | $6,730+6.3% |
| Admin fee / account holder | $888 | $11,961-92.6% | $10,693-91.7% | $14,365-93.8% |