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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,785 | $111,535-23.1% | $105,223-18.5% | $137,256-37.5% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 80.0%+6.7pp |
| Annual return | 15.43% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $10,819 | $3,939+174.6% | $3,689+193.3% | $4,156+160.3% |
| Participant deferral / active EE | $7,157 | $5,500+30.1% | $5,072+41.1% | $6,407+11.7% |
| Admin fee / account holder | $888 | $9,721-90.9% | $8,859-90.0% | $12,270-92.8% |