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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,992 | $117,895-11.8% | $102,460+1.5% | $145,897-28.7% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 11.49% | 31.92%-20.4pp | 29.47%-18.0pp | 552.29%-540.8pp |
| Employer contribution / active EE | $183 | $3,619-95.0% | $3,025-94.0% | $4,663-96.1% |
| Participant deferral / active EE | $2,465 | $5,736-57.0% | $5,056-51.2% | $6,689-63.1% |
| Admin fee / account holder | $9,983 | $13,353-25.2% | $9,460+5.5% | $13,390-25.4% |