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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,960 | $154,228-76.7% | $145,433-75.3% | $137,256-73.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.78% | 74.59%-64.8pp | 66.58%-56.8pp | 220.34%-210.6pp |
| Employer contribution / active EE | $2,859 | $4,804-40.5% | $4,554-37.2% | $4,156-31.2% |
| Participant deferral / active EE | $11,245 | $8,216+36.9% | $7,897+42.4% | $6,407+75.5% |
| Admin fee / account holder | $16,649 | $14,344+16.1% | $13,129+26.8% | $12,270+35.7% |