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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,943 | $106,749+51.7% | $145,433+11.4% | $82,448+96.4% |
| Participation rate | 75.7% | 75.6%0pp | 82.1%-6.4pp | 68.1%+7.6pp |
| Annual return | 17.10% | 27.59%-10.5pp | 66.58%-49.5pp | 41.64%-24.5pp |
| Employer contribution / active EE | $2,185 | $3,444-36.6% | $4,554-52.0% | $2,551-14.3% |
| Participant deferral / active EE | $6,727 | $6,519+3.2% | $7,897-14.8% | $4,139+62.5% |
| Admin fee / account holder | $24,101 | $8,390+187.3% | $13,129+83.6% | $7,234+233.1% |