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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,943 | $99,875+62.1% | $146,866+10.3% | $86,983+86.2% |
| Participation rate | 75.7% | 75.8%-0.1pp | 82.5%-6.8pp | 69.5%+6.1pp |
| Annual return | 17.10% | 28.10%-11.0pp | 102.85%-85.8pp | 25.83%-8.7pp |
| Employer contribution / active EE | $2,185 | $3,224-32.2% | $4,425-50.6% | $2,584-15.4% |
| Participant deferral / active EE | $6,727 | $6,322+6.4% | $7,759-13.3% | $4,194+60.4% |
| Admin fee / account holder | $24,101 | $7,838+207.5% | $13,620+77.0% | $7,856+206.8% |