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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,517 | $111,535-76.2% | $105,223-74.8% | $137,256-80.7% |
| Participation rate | 33.3% | 78.1%-44.8pp | 75.0%-41.7pp | 80.0%-46.6pp |
| Annual return | 12.79% | 237.85%-225.1pp | 180.65%-167.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,478 | $3,939-62.5% | $3,689-59.9% | $4,156-64.4% |
| Participant deferral / active EE | $1,911 | $5,500-65.3% | $5,072-62.3% | $6,407-70.2% |
| Admin fee / account holder | $18,165 | $9,721+86.9% | $8,859+105.1% | $12,270+48.0% |