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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,689 | $115,225-32.6% | $100,712-22.9% | $138,895-44.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 8.76% | 40.35%-31.6pp | 33.27%-24.5pp | 145.39%-136.6pp |
| Employer contribution / active EE | $2,231 | $2,771-19.5% | $2,313-3.5% | $4,194-46.8% |
| Participant deferral / active EE | $6,227 | $4,699+32.5% | $4,085+52.4% | $6,396-2.6% |
| Admin fee / account holder | $187,022 | $10,844+1624.7% | $9,256+1920.5% | $12,562+1388.8% |