Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,406 | $174,018-61.3% | $136,833-50.7% | $198,609-66.1% |
| Participation rate | 33.3% | 65.1%-31.8pp | 59.0%-25.7pp | 82.4%-49.0pp |
| Annual return | -26.46% | 35.16%-61.6pp | 35.32%-61.8pp | 202.70%-229.2pp |
| Employer contribution / active EE | $1,333 | $1,571-15.1% | $1,319+1.1% | $5,055-73.6% |
| Participant deferral / active EE | $3,546 | $2,873+23.4% | $2,441+45.3% | $6,977-49.2% |
| Admin fee / account holder | $23,331 | $5,434+329.3% | $4,706+395.8% | $19,030+22.6% |