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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,255 | $99,875-45.7% | $146,866-63.1% | $86,983-37.6% |
| Participation rate | 94.9% | 75.8%+19.1pp | 82.5%+12.4pp | 69.5%+25.4pp |
| Annual return | 25.66% | 28.10%-2.4pp | 102.85%-77.2pp | 25.83%-0.2pp |
| Employer contribution / active EE | $4,615 | $3,224+43.1% | $4,425+4.3% | $2,584+78.6% |
| Participant deferral / active EE | $11,345 | $6,322+79.4% | $7,759+46.2% | $4,194+170.5% |
| Admin fee / account holder | $1,382 | $7,838-82.4% | $13,620-89.9% | $7,856-82.4% |