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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $43,888 |
GLOBAL RETIREMENT PARTNERS LLC3+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 15 · EIN 47-1411118 | Recordkeeping | $22,515 |
ADP BROKER-DEALER3+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,823 | $92,186-34.0% | $105,624-42.4% | $77,762-21.8% |
| Participation rate | 68.6% | 81.0%-12.4pp | 75.3%-6.6pp | 70.6%-2.0pp |
| Annual return | 14.06% | 17.83%-3.8pp | 116.20%-102.1pp | 31.27%-17.2pp |
| Employer contribution / active EE | $898 | $3,376-73.4% | $3,168-71.7% | $2,728-67.1% |
| Participant deferral / active EE | $3,314 | $5,395-38.6% | $5,013-33.9% | $4,651-28.7% |
| Admin fee / account holder | $299 | $219+36.7% | $10,961-97.3% | $433-30.8% |