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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,657 | $72,426+362.1% | $67,560+395.3% | $145,897+129.4% |
| Participation rate | 60.0% | 76.9%-16.9pp | 72.9%-12.9pp | 80.3%-20.3pp |
| Annual return | 32.58% | 7226.78%-7194.2pp | 3533.50%-3500.9pp | 552.29%-519.7pp |
| Employer contribution / active EE | $660 | $3,074-78.5% | $2,737-75.9% | $4,663-85.8% |
| Participant deferral / active EE | $880 | $4,785-81.6% | $4,004-78.0% | $6,689-86.8% |
| Admin fee / account holder | $0 | $5,514-100.0% | $3,994-100.0% | $13,390-100.0% |