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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,860 | $159,934-56.3% | $147,005-52.5% | $145,959-52.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 289.84% | 98.24%+191.6pp | 418.76%-128.9pp | 561.95%-272.1pp |
| Employer contribution / active EE | $3,919 | $5,287-25.9% | $4,934-20.6% | $4,661-15.9% |
| Participant deferral / active EE | $11,456 | $8,427+35.9% | $8,070+42.0% | $6,689+71.3% |
| Admin fee / account holder | $764 | $15,053-94.9% | $13,006-94.1% | $13,398-94.3% |