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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,765 | $55,889-73.6% | $76,119-80.6% | $80,935-81.8% |
| Participation rate | 40.0% | 62.1%-22.1pp | 69.1%-29.1pp | 67.7%-27.7pp |
| Annual return | 18.53% | 20.58%-2.0pp | 361.25%-342.7pp | 35.66%-17.1pp |
| Employer contribution / active EE | $879 | $1,866-52.9% | $2,693-67.4% | $2,757-68.1% |
| Participant deferral / active EE | $1,659 | $3,051-45.6% | $4,259-61.0% | $4,299-61.4% |
| Admin fee / account holder | $1,365 | $5,241-74.0% | $6,421-78.7% | $6,924-80.3% |