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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,631 | $125,184-89.1% | $105,607-87.1% | $145,884-90.7% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 13.01% | 225.00%-212.0pp | 116.11%-103.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $1,309 | $3,720-64.8% | $3,167-58.7% | $4,662-71.9% |
| Participant deferral / active EE | $4,717 | $5,714-17.5% | $5,011-5.9% | $6,690-29.5% |
| Admin fee / account holder | $653 | $17,133-96.2% | $10,958-94.0% | $13,392-95.1% |