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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,263 | $72,071-66.3% | $68,368-64.5% | $137,256-82.3% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 18.01% | 353.14%-335.1pp | 292.57%-274.6pp | 220.34%-202.3pp |
| Employer contribution / active EE | $1,144 | $2,788-59.0% | $2,649-56.8% | $4,156-72.5% |
| Participant deferral / active EE | $3,988 | $4,410-9.6% | $4,123-3.3% | $6,407-37.8% |
| Admin fee / account holder | $380 | $5,336-92.9% | $5,150-92.6% | $12,270-96.9% |