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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,044 | $183,516+47.1% | $155,534+73.6% | $145,884+85.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.92% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $13,779 | $5,315+159.3% | $4,675+194.8% | $4,662+195.5% |
| Participant deferral / active EE | $10,513 | $6,467+62.6% | $5,630+86.7% | $6,690+57.2% |
| Admin fee / account holder | $1,386 | $19,293-92.8% | $15,900-91.3% | $13,392-89.6% |