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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,044 | $183,627+47.1% | $155,602+73.5% | $145,978+85.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.92% | 61.32%-47.4pp | 64.81%-50.9pp | 550.52%-536.6pp |
| Employer contribution / active EE | $13,779 | $5,316+159.2% | $4,675+194.7% | $4,662+195.6% |
| Participant deferral / active EE | $10,513 | $6,466+62.6% | $5,629+86.8% | $6,690+57.2% |
| Admin fee / account holder | $1,386 | $19,327-92.8% | $15,923-91.3% | $13,400-89.7% |