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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,044 | $183,592+47.1% | $155,567+73.6% | $145,959+85.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.92% | 61.24%-47.3pp | 64.74%-50.8pp | 561.95%-548.0pp |
| Employer contribution / active EE | $13,779 | $5,315+159.3% | $4,674+194.8% | $4,661+195.6% |
| Participant deferral / active EE | $10,513 | $6,464+62.6% | $5,628+86.8% | $6,689+57.2% |
| Admin fee / account holder | $1,386 | $19,318-92.8% | $15,916-91.3% | $13,398-89.7% |