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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,478 | $102,422-37.0% | $147,117-56.2% | $80,959-20.4% |
| Participation rate | 88.6% | 75.9%+12.7pp | 82.2%+6.4pp | 67.7%+20.9pp |
| Annual return | 20.84% | 135.16%-114.3pp | 420.54%-399.7pp | 35.67%-14.8pp |
| Employer contribution / active EE | $4,073 | $3,717+9.6% | $4,932-17.4% | $2,757+47.7% |
| Participant deferral / active EE | $10,380 | $6,652+56.0% | $8,065+28.7% | $4,300+141.4% |
| Admin fee / account holder | $1,181 | $7,953-85.2% | $12,993-90.9% | $6,925-82.9% |