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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,478 | $102,429-37.1% | $147,096-56.2% | $80,925-20.3% |
| Participation rate | 88.6% | 75.9%+12.7pp | 82.2%+6.4pp | 67.7%+20.9pp |
| Annual return | 20.84% | 135.02%-114.2pp | 419.75%-398.9pp | 35.65%-14.8pp |
| Employer contribution / active EE | $4,073 | $3,716+9.6% | $4,936-17.5% | $2,756+47.8% |
| Participant deferral / active EE | $10,380 | $6,649+56.1% | $8,071+28.6% | $4,299+141.5% |
| Admin fee / account holder | $1,181 | $7,957-85.2% | $13,005-90.9% | $6,940-83.0% |