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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,485 | $124,425-72.3% | $112,040-69.2% | $137,256-74.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 23.06% | 24.72%-1.7pp | 24.52%-1.5pp | 220.34%-197.3pp |
| Employer contribution / active EE | $2,101 | $3,411-38.4% | $2,954-28.9% | $4,156-49.4% |
| Participant deferral / active EE | $15,637 | $5,718+173.5% | $5,098+206.8% | $6,407+144.1% |
| Admin fee / account holder | $1,609 | $15,207-89.4% | $12,098-86.7% | $12,270-86.9% |